← Back to Services

Credit Risk Assessment

Assess loan risk without exposing customer financials

What It Does

  • Encrypts customer income, debt, credit score
  • Computes risk score using FHE (BGV scheme)
  • Returns decrypted risk category (low/medium/high)
  • No plaintext data stored or exposed

Use Case

"A UK neobank processes 10,000 loan applications/day. With Obfuscora, they analyze creditworthiness without storing plaintext income data - reducing GDPR risk by 90%."

Real-world impact:

Process 400+ applications/second securely

Key Benefits

Basel III Compliant

Standardized approach compatible with regulatory requirements

80+ Field Detection

Auto-detects income, salary, annual_income variations

400+ Apps/Second

High throughput processing for large-scale operations

100% Accuracy

Encrypted = plaintext results, cryptographically verified

Pricing

£5K - £15K

per month (usage-based)

Includes 14-day free trial, no credit card required

Ready to Get Started?

Start your free trial and automate credit risk assessment securely